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2. Amortization calculator - Wikipedia

   en.wikipedia.org/wiki/Amortization_calculator

   Amortization calculator. An amortization calculator is used to determine the periodic payment amount due on a loan (typically a mortgage ), based on the amortization process. The amortization repayment model factors varying amounts of both interest and principal into every installment, though the total amount of each payment is the same.

3. Insurance - Wikipedia

   en.wikipedia.org/wiki/Insurance

   Insurance is a means of protection from financial loss in which, in exchange for a fee, a party agrees to compensate another party in the event of a certain loss, damage, or injury. It is a form of risk management, primarily used to protect against the risk of a contingent or uncertain loss. An entity which provides insurance is known as an ...

4. Amortizing loan - Wikipedia

   en.wikipedia.org/wiki/Amortizing_loan

   where: P is the principal amount borrowed, A is the periodic amortization payment, r is the periodic interest rate divided by 100 (nominal annual interest rate also divided by 12 in case of monthly installments), and n is the total number of payments (for a 30-year loan with monthly payments n = 30 × 12 = 360). Negative amortization

5. Adjustable-rate mortgages: What they are and how they work - AOL

   www.aol.com/finance/adjustable-rate-mortgages...

   Adjustable-rate mortgage. An adjustable-rate mortgage, or ARM, is a home loan with an interest rate that fluctuates periodically. This means that the monthly payments can go up or down. Generally ...

6. Loan-to-value ratio - Wikipedia

   en.wikipedia.org/wiki/Loan-to-value_ratio

   Money portal. v. t. e. The loan-to-value ( LTV) ratio is a financial term used by lenders to express the ratio of a loan to the value of an asset purchased. In real estate, the term is commonly used by banks and building societies to represent the ratio of the first mortgage line as a percentage of the total appraised value of real property.

7. Weighted-average life - Wikipedia

   en.wikipedia.org/wiki/Weighted-Average_Life

   In finance, the weighted-average life (WAL) of an amortizing loan or amortizing bond, also called average life, [1] [2] [3] is the weighted average of the times of the principal repayments: it's the average time until a dollar of principal is repaid. In a formula, [4] where: is the time (in years) from the calculation date to payment . If ...