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  2. Discounts and allowances - Wikipedia

    en.wikipedia.org/wiki/Discounts_and_allowances

    Discounts and allowances are reductions to a basic price of goods or services.. They can occur anywhere in the distribution channel, modifying either the manufacturer's list price (determined by the manufacturer and often printed on the package), the retail price (set by the retailer and often attached to the product with a sticker), or the list price (which is quoted to a potential buyer ...

  3. Climate change and insurance in the United States - Wikipedia

    en.wikipedia.org/wiki/Climate_change_and...

    In 2015, the market for catastrophe bonds was estimated to have grown to $25.66 billion, [84] with issuance up by 27% over the previous year after steady growth over the previous three years from approximately $15 billion in 2012, [85] [86] [87] and the size of the market was expected to double over the next several years due to their increased issuance by insurance companies and other ...

  4. 15 Percent Pledge - Wikipedia

    en.wikipedia.org/wiki/15_Percent_Pledge

    After the early success of the 15 Percent Pledge initiative, the 15 Percent Pledge Foundation was created as a non-profit organization [7] to urge major retailers to commit 15% of their shelf-space to Black-owned businesses [6] [11] and to build generational wealth in Black communities. [12]

  5. QR code - Wikipedia

    en.wikipedia.org/wiki/QR_Code

    The QR code system was invented in 1994, at the Denso Wave automotive products company, in Japan. [5] [6] [7] The initial alternating-square design presented by the team of researchers, headed by Masahiro Hara, was influenced by the black counters and the white counters played on a Go board; [8] the pattern of position detection was found and determined by applying the least-used ratio (1:1:3 ...

  6. De La Salle University - Wikipedia

    en.wikipedia.org/wiki/De_La_Salle_University

    [14] [15] The patron of the university is St. John Baptist de La Salle, the Vatican's patron saint for those who work in education. [16] He was the founder of the De La Salle Christian Brothers and a network of over 1,100 Lasallian educational institutions in 80 countries. [17] [18]

  7. Coupon - Wikipedia

    en.wikipedia.org/wiki/Coupon

    Coupon. In marketing, a coupon is a ticket or document that can be redeemed for a financial discount or rebate when purchasing a product. Customarily, coupons are issued by manufacturers of consumer packaged goods [1] or by retailers, to be used in retail stores as a part of sales promotions. They are often widely distributed through mail ...

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